Reduce Settlement TCO
by up to 78%
SWIFT fees, FX spreads, manual reconciliation, and capital float add up to millions per year. Infracash eliminates each of these costs with programmable settlement infrastructure.
The Real Cost Nobody Shows
Beyond visible fees, there are structural costs that silently drain margin.
Hidden Settlement Costs
SWIFT fees, FX spreads, manual reconciliation costs, and capital float add up to 1.5-3% of volume — often invisible in the P&L.
Capital Trapped in Transit
With 2-5 day SWIFT float, millions are permanently trapped in transit. For $10M/month, this represents $500K-1.5M of unavailable working capital.
Cost Unpredictability
Variable fees, fluctuating spreads, and intermediary costs make it impossible to predict the real cost of each transaction. This compromises cash flow planning.
Calculate Your Real Savings
Adjust parameters to see estimated annual savings when migrating from SWIFT to Infracash.
Your Parameters
Annual Result
* Estimates based on market data (McKinsey Global Payments Report 2024). Actual results may vary based on volume, corridors, and market conditions.
Real Results by Segment
How companies across sectors reduced costs and freed capital with Infracash.
Remittance Fintech
$12M/moSWIFT costs consumed 2.1% of revenue. Manual reconciliation required 3 dedicated FTEs.
82% reduction in settlement cost. Automatic reconciliation eliminated 2 FTEs. Working capital freed: $1.2M.
Digital Bank
$45M/moMultiple vendors for different corridors (SWIFT, SEPA, PIX). Fragmented compliance across 4 providers.
Unification to 1 API reduced OpEx by 67%. Centralized compliance cut audit time by 75%.
Foreign Trade Company
$8M/mo2.5% FX spread on USD/BRL operations. 3-5 day float impacted cash flow.
Spread reduced to 0.3%. Sub-60s settlement freed $800K working capital. Annual savings: $2.1M.
Why CFOs Choose Infracash
Sub-60s Settlement
Capital available immediately, not D+2/D+5
Integrated Compliance
Verification before execution, automatic audit trail
Automatic Reconciliation
Cryptographic proof per transaction, zero manual effort
Predictable Costs
Fixed fees, no surprises, reliable planning
Ready to Reduce Your TCO?
Schedule a 30-minute Discovery Call. We bring a personalized analysis of your current TCO vs. Infracash, with savings projection and implementation roadmap.