Company
Built by people who have spent years working inside financial and operational complexity.
Infracash was created to address a structural problem in financial operations: too many critical decisions are made across disconnected systems, too late in the process, and with weak operational evidence.
What the company believes
Financial infrastructure should reduce operational ambiguity.
Critical execution should be governed, not improvised.
Adoption should be modular.
Technology should follow operational logic, not trend cycles.
Human dimension
We do not build around generic "users". We build around real actors under pressure:
A treasury leader managing exposure.
A compliance lead needing evidence.
A CTO avoiding fragile architecture.
An operator who must act within strict limits.
A product team embedding financial actions without exposing backend complexity.
Our Values
Institutional Trust
Every component of our infrastructure follows the security and compliance standards required by regulated financial institutions. Transparency and auditability are non-negotiable.
Purposeful Innovation
Since 2008, we have prioritized innovation with real purpose. From Web2 to blockchain, every technical decision is guided by measurable outcomes: cost reduction, speed increase, coverage expansion. We don't adopt technology for trends — we build infrastructure that solves real problems in the financial market.
Financial Inclusion
Access to efficient global payments shouldn't depend on privileged banking relationships. Our infrastructure is designed to reach historically underserved markets.
Long-Term Partnership
We build critical infrastructure, not sell software licenses. Our success is directly tied to the operational success of our clients.
OUR ORIGINMobiup — Our Origin
Infracash is a spin-off of Mobiup (www.mobiup.com.br), a Brazilian digital transformation company founded in 2008 by Rodrigo Caggiano and Fabiano Ribeiro. With 15+ years of experience headquartered in São Paulo, Mobiup is recognized as one of Brazil's 20 most innovative companies by the Innovative Workplaces 2024 award from MIT Technology Review Brasil — the only Web3 company awarded.
Mobiup built technology solutions for some of Brazil's largest institutions — from Núclea's blockchain infrastructure (the country's largest interbank infrastructure provider) to Coca-Cola's omnichannel platform, including projects with Porto Seguro, Unimed, and Santander.
Infracash was born from this accumulated experience: the convergence of years of work in payments, financial infrastructure, regulatory compliance, and blockchain development. In 2023, the founders identified the opportunity to create a global payments platform that would connect the traditional financial system to the efficiency of decentralized settlement — and began structuring Infracash as an independent solution.
MOBIUP CLIENTS & PARTNERS
Our Journey: From Mobiup to Infracash
Mobiup Founded
Rodrigo Caggiano and Fabiano Ribeiro found Mobiup in São Paulo, focused on digital product development and digital transformation for the corporate market.
Web2 Consolidation
Mobiup establishes itself as a reference in digital solutions for large enterprises, building B2B, B2C, and D2C platforms for clients in the financial, retail, healthcare, and insurance sectors.
Payments & Platforms
Portfolio expansion to include payment solutions, loyalty programs, and omnichannel platforms. Development of Trade&Go (now Orbitta), a platform that digitizes commercial operations for the distribution industry.
First Steps in Blockchain
Mobiup begins R&D in blockchain and Web3 technologies. Specialized team formation and first pilot projects. Creation of products like ItsRamp (on-ramp/off-ramp), Authenticator NFT, and Trade&Go expansion.
Blockchain Business Unit
Creation of a Business Unit exclusively dedicated to blockchain within Mobiup. Massive team upskilling. Beginning of conversations with Núclea (ex-CIP), Brazil's largest interbank infrastructure provider.
Historic Partnership: Núclea + Mobiup + Parfin
Strategic partnership formalized with Núclea and Parfin to build Núclea Chain — blockchain-based asset tokenization infrastructure for the Brazilian financial market.
Infracash Is Born
The accumulated experience in payments, financial infrastructure, and blockchain converges into a new vision: creating a global payments infrastructure that connects the traditional financial system (Web2) to the efficiency of decentralized settlement (Web3).
MIT Technology Review Recognition
Mobiup is recognized as one of Brazil's 20 most innovative companies by the Innovative Workplaces 2024 award from MIT Technology Review Brasil — the only Web3 company awarded.
Enterprise Clients & Success Stories
Enterprise client portfolio expansion: Sorocaba Refrescos (Coca-Cola franchise) with Orbitta platform tripling digital orders, Núclea Chain in production, projects with Porto Seguro and Unimed.
Infracash: Independent Spin-off
Infracash is structured as an independent solution, inheriting all of Mobiup's experience in financial infrastructure, compliance, blockchain, and payments.
Platform Construction
Development and refinement of the complete platform: Connect (On-Ramp/Off-Ramp), Settle (Blockchain Settlement), Bridge (DeFi↔TradFi), Wallet (Web2+Web3), and Mint (Stablecoins-as-a-Service). Integration with local rails (PIX, ACH, SEPA) and multiple blockchains.
Global Expansion
Commercial platform launch for the international market. Focus on strategic payment corridors: Brazil↔US, Brazil↔Europe, LatAm↔Global. Partnerships with stablecoin and institutional custody providers.
Rodrigo Caggiano
Co-Founder
"The projects developed by our blockchain BU allowed us to win clients like Núclea, with whom we are developing the foundations for the new era of digital financial transactions."
Fabiano Ribeiro
Co-Founder
"Mobiup is effectively collaborating with the future of the financial and digital sector. Its technological solutions pave the way for a new era of secure, efficient, and transparent digital financial transactions."
The Team Behind Infracash
Founders, leaders, and engineers working side by side. A horizontal team with 65+ combined years of experience in financial infrastructure, blockchain, and global payments.
Rodrigo Caggiano
Co-Founder
Co-founder of Mobiup, blockchain professor for business and technology advisor. With 20+ years of experience as a product manager, he founded Mobiup in 2008, a pioneering software development company driving digital transformation for major clients. Since 2020, he has led the creation of the Blockchain business unit, establishing Mobiup as one of the key players in building web3 in Brazil.
Fabiano Ribeiro
Co-Founder
Co-founder of Mobiup, a Brazilian company specialized in blockchain solutions and digital infrastructure for the financial market. With a strong background in digital transformation, he leads initiatives from strategic design to implementation of platforms and products for leading organizations. His expertise focuses on the financial sector, with emphasis on payment methods, digital banking capabilities, marketplaces, loyalty programs, B2B platforms, and solutions integrating blockchain and IoT.
Matheus Prado
Head of Product
Head of Product at Infracash with 20+ years of experience in marketing, products, and technology, leading strategies for conception, positioning, evolution, and launch of digital solutions. With experience at companies like Mobiup and Superdigital Brasil | Grupo Santander, he combines strong business vision, user experience, and product development oriented toward innovation, monetization, and market value generation.
Gabriel Darruiz
Senior Software Engineer
Over 10 years of experience building scalable systems for the financial, payments, and blockchain markets. In his career, he worked at XP Inc. focusing on offshore OTC positions, reconciliation, and derivatives, as well as CRM projects at BTG Pactual and Itaú Unibanco. At Infracash, he develops robust solutions focused on performance, scale, and business value generation.
Raí Nunes
Tech Lead
Senior Tech Lead, Software Engineer, and Cloud Infrastructure Architect with 15+ years of experience in mission-critical financial systems for institutions like Banco Safra, C6 Bank, and Santander through Núclea, plus projects for Coca-Cola's operations in Brazil. At Mobiup, he leads Go and AWS architectures for high-scale fintech platforms, focused on performance, resilience, security, and compliance.
Andreia Mendes
Compliance & Fraud Prevention
Strong corporate background in large companies across the technology, payments, and financial services sectors. Throughout her career, she held leadership positions at iFood and MovilePay, as well as experience at Tribanco, leading initiatives in compliance, risk management, fraud prevention, and strategic project structuring. Her work combines analytical vision, corporate governance, and strengthening of internal controls.
Infracash operates with a horizontal structure: founders, product leaders, and engineers work at the same level, with shared autonomy and responsibility. This synergy is what enables us to build mission-critical infrastructure with execution speed and corporate precision.
Ready to discover the payments infrastructure built by those who understand the Brazilian financial market?
With 15+ years of experience building solutions for Brazil's largest financial institutions, Infracash offers the infrastructure that connects your business to the world.